Pay day loan service can be considered as one of the easiest way to get some money to pay some unexpected expenses such as apartment bills and electricity bill. The payday loans is said to be the easiest because it does not ask you too many things if you want to apply the loan. What you have to do is to go to the website of the payday loan service. Furthermore, you need to fill out the application form online. The whole process from applying to getting your money will take you around one week. If we compare this service with the bank service in giving you the loan, you will see that pay day loan service is faster than the bank.